How We Are Compensated

A Fixed Fee is charged for financial planning and the amount depends on the complexity of your situation and needs.

Investment Advisory Services* are billed based on assets under management (AUM) ranging from .8% to 1.2% (annually depending on amount of AUM).

If insurance products (life, long term care, annuity) are provided, we are paid a commission on the sale of these products.
Our practice is built 95% on fixed fees for planning and investment advice.

*There may be costs charged in addition to the above mentioned fees by the investment managers, custodians, etc.  This fee may not be reflective of the total cost of the account. Clients should refer to the Form ADV Part 2A, Form CRS and the Regulation Best Interest Disclosure Document for a full description of the services, associated fees and expenses associated with doing business with Lincoln Financial Advisors.